Smart Money: Financial Infidelity
Sandra over at A Healthier and Wealthier You (Real Life in a Minute) is exchanging guest posts with me today. We both thought it was a great idea because we both post on similar subjects. I picked this particular post because I've seen this in action in my stamping business. I've even seen ladies wearing t-shirts that say "My husband lets me buy all the scrapbooking supplies I can hide". I think this is a great post that speaks well about that problem.
Do You Commit Financial Infidelity?
I just heard a new term, "Financial Infidelity". When you go out, shop, spend money and hide it from your spouse, you are commiting financial infidelity. There are those among us who have so-called shopping addictions and, historically, they are the top financial infidels out there. Addicts often hide their problem so no surprises there.
Others of us just love to shop as opposed to those who just love to buy. There is a big difference in spending an afternoon shopping around and perusing the deals and new fashions and actually filling shopping bags and taking them home. Overspending is one thing. Hiding it is another.
In these days of economic downturn there are probably many other categories of shoppers who may be keeping something from their spouse. When money is very limited in a relationship, partners do not always agree on how it should be spent.
Lest you think I am just referring to females in the family, think again. Boy toys and clothes-aholics abound among men too.
Lots of financial gurus are there to help us. A TVshow called Till Debt Do We Part helps couples spend better and get out of debt. Have you seen it? The Dave Ramsey radio show , on drive-time radio, does the same thing in a different way...and is inspiring.
We've all got to get a better grip, use resources available to us such as those mentioned above, find a methodology that works such as the Envelope System, the Writing It All Down System, the Saving Your Change System, the Snowball System, or the Rice and Bean System.
Financial Infidelity extends to secret savings and secret accounts, even secret banks! I cannot even imagine! I am so blessed to have such an honorable and honest partner who loves to see me spend on myself...much more than I do.
If you are close to someone who is commiting financial infidelity against their partner, encourage them to talk about it and maybe eventually they will reach out for help. It's only a matter of time until they are 'found out' anyway. Be their advocate...if they will let you. If you fall in this category yourself, just admit it. Honesty remains the best policy. Bring it out in the open and get support for change. All things can be healed and this is no exception.
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If you enjoyed this post - pop over to Sandra's blog to read some more.
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